Before we make our decision, we do an automated check with the Central Credit Register (CCR). This helps us understand your current situation and whether it would be right to offer you credit now.
This time, the information we got from the CCR has suggested that we shouldn’t offer you an Oxendales Pay account.
If you’d like to understand why we’ve made this decision, please check your credit file.
If you'd like to find out more about how we use automated decision-making, how we use your data, and what your data protection rights are, please see our privacy policy.
You must be a ROI resident, aged 18 or over to have an Oxendales Pay account with us.
How to check your credit file
You can check with the CCR to make sure they have the right info about you. It’s a good way of understanding how likely you are to get credit, too.