If you're having difficulty keeping up with your payments, we're here to support you - please see What should I do if I'm struggling to pay my minimum payment?
If you need some help budgeting, there are budget tools available online.
We've also provided some contact details for free, independent advice below:
Money Advice and Budgeting Service (MABS)
Helpline: 0818072000
Whatsapp: 0860353141
Website: www.MABS.ie